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There’s a lot uncertainty in the world right now, but something that is certain is that the USS benefits you’ve built up in the Retirement Income Builder are guaranteed. So, even though you’re no longer paying into USS, your benefits will be there for you when you’re ready to use them, and if the worst should happen, those benefits will go to your loved ones.

Now you’re closer to retirement here’s five things you should do

Here’s a few tips on what to do to keep your pension in shape.