Leaving or already left

Your options and next steps

Whether you’re thinking about leaving USS or you’ve already left, it’s important to understand what options are available to you and what happens to your pension after you’ve left.

You can take a look at our retirement checklist for leavers to help you get to grips with how to prepare for your future, and our timeline to retirement will take you through the whole retirement process.

You can also find out how to transfer to another scheme or get a refund. If you choose not to do either of these things when you leave, your pension will stay with USS.

If you’re thinking of leaving, make sure you’re aware of all the benefits you’ll be missing out on before you make a decision. Visit what you pay and what you'll get to find out more.