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Planning your future when you're no longer paying in to USS

It's never too early to think about savings goals and making the most of the money you can save

Read our top tips on making a financial plan for your future

Financial planning is like planning a journey – where you’re going and how you’re going to get there.

Now is a great time to make a financial plan and look at how saving for your retirement fits in with what else you want to achieve.

Choose the scenario below that best describes you, for some tips on where to start.

  • I’m under the age of 40 and only have Retirement Income Builder (defined benefits).

    Read our tips on where to start.

  • I’m under the age of 40 and have both Retirement Income Builder (defined benefits) and Investment Builder (defined contributions).

    Read our tips on where to start.

  • In your 40s or 50s and want to start planning for retirement.

    Read our tips on where to start.

  • You’re over 59 and retirement isn’t too far away.

    Read our tips on how to make some retirement goals.