Take control of your benefits and savings with My USS

All our members join the Retirement Income Builder, the defined benefit part of USS. You can also build up extra savings in the Investment Builder, the defined contribution part. You can view your benefits and savings for both parts in My USS, but you might not see your Retirement Income Builder benefits until you get your first Annual Member Statement, usually in the autumn after you join. But don’t worry, you’re still building your benefits.

It might seem a long way off but the earlier you get on track the better – keep on top of what you’ve built up in My USS. If you want to save more or aren’t sure you’ll have enough, you can top up your savings by making additional contributions to the Investment Builder in My USS.

No matter how far off it seems, you’ll probably hit retirement with a few things still left on your bucket list – make sure you’ll be in a position to tick them off, by taking control of your planning in My USS.

If you don’t feel like you’re on track, it’s never too early or late to take control by making additional contributions to the Investment Builder. Even a small additional contribution each month can have a significant impact on your pension savings over time.

Another way to keep on track is to make sure your Target Retirement Age (TRA) is right for your retirement aspirations. You can update this in My USS. It’s for members with savings in the Investment Builder. It helps us to know when to get in touch about your Investment Builder options and when we need to change your investments if you’re in the Do It For Me Option, where we’ll be managing your investments for you.

No matter how far off it seems, you’ll probably hit retirement with a few things still left on your bucket list – make sure you’ll be in a position to tick them off, by taking control of your savings goals in My USS.

There’s more to it than just knowing the value of your benefits or savings. You need to think about things like whether this’ll be enough for your future, your Target Retirement Age (which is important if you have savings in the Investment Builder) and whether any investments you have are in the right place.

My USS gives you easy access to both parts of USS and will help you understand whether you’re on track for your future. You can use our Benefit Illustrator to estimate the value of your benefits when you come to take them. If you’re not quite on track, you can make additional contributions to the Investment Builder in My USS. It’s never too late to save a bit more.

When you retire, you might want to spend more time with your family, drive Route 66, or live on a boat. Whatever your ambition, be sure to use My USS to keep on top of your plans for the future.